AAA Fair Credit Foundation

AAA Fair Credit Foundation (DBA "Fair Credit"), a 501c3 nonprofit Center for Financial Capability located at 136 E South Temple, Suite 1400 in Salt Lake City, has been improving the lives of Utah families since 1997. Our mission is to teach individuals and families how to manage their finances wisely to improve and sustain financial well-being.

FCF’s programs and services include 1:1 financial coaching, budget and credit counseling, savings products including special matched savings accounts (individual development accounts) and monitored accounts (opportunity accounts), debt management plans, classroom and online financial education, and CreditGazelle, an alternative to high interest loans.


  • Financial counseling
  • Savings products education
  • Debt management
  • Online financial education
  • Budget & credit counseling


All consultation and education services are free of charge.

  • (801) 656-1608
  • 136 E South Temple
    Suite 1400
    Salt Lake City, UT 84111